Welcome To Creducacion

Primary Services

Debt relief

Debt Settlement

credit-card

Credit Assistance

education

Education

What We Do

What We Do

As San Diego’s premier credit advocacy group, we assist individuals that are experiencing financial hardship and/or fraud in dealing with banks, credit unions, financial institutions, collection agencies, debt buyers and/or attorneys to alleviate the problems they are experiencing by achieving the best financial solution, while simultaneously avoiding any credit backlash. Additionally, assistance can be provided for individuals that are having problems with their current credit and credit scores, by raising said scores with proven suggestions and resolving outstanding credit issues.  Our process is compliant, effective and makes sense.

Who We Are

Who We Are

With over 30 years of cumulative experience of working for banks, credit unions, financial institutions, collection agencies, debt buyers and law offices, we are familiar with their practices, psychological ploys, policies and procedures and the laws that are more frequently ignored by the same. This helps us diagnose the best remedy for the financial symptoms which you are experiencing. There are laws in place to help you from much of the abuse taking place in the current financial environment and our early detection of these violations, helps us deal with the aforementioned entities appropriately, thus minimizing further damage and/or the plummeting of your credit scores.

Education

Education

By educating you on the proper ratios of credit to carry, decreasing the amount you owe, getting rid of or obtaining credit lines and utilizing our expertise and experience, we put you at ease by being your credit advocate during your financial upheaval. Our experience allows us to provide correct, educated, practical answers and/or solutions to your unique situation. The options of bankruptcy, debt settlement and/or debt consolidation may be presented, but you will be better able to make the right decision as to the direction to take, when all of the information is presented correctly and completely.

Why Use Our Services

Why Use Us

Our knowledge of the laws pertaining to the Fair Debt Collections Practices Act, the Fair Credit Reporting Act, the Credit Repair Organization Act and the applicable state laws, including Rosenthal Collections Practices Act, is thorough.  By using the aforementioned in your favor, it allows you to be bullied significantly less by the banks, credit unions, financial institutions, collection agencies, debt buyers and/or attorneys.  With an ally on your side, the fight you take on is more fair.  After the first conversation, you will be better prepared to decide if our services would be a good fit for you.  All of our representatives take a personal interest in the results and satisfaction of each of our clients.

San Diego's Premier Credit Advocacy Group